Monthly Archives: January 2016

5 Biggest Mortgage Mistakes

Posted on January 26, 2016 by Sandra James

Having a mortgage is a big commitment that causes a person to spend a great deal of money. It is important to be savvy and understand how to get a loan that has a good interest rate and low fees. … Continue reading →

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What To Do If Your Mortgage Is Denied

Posted on January 20, 2016 by Sandra James

Finding a mortgage lender is easy, but walking away with a mortgage can be trickier. In fact, only just over half of applicants are approved. This is especially true in light of tighter credit restrictions following the recent recession. With … Continue reading →

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3 Tips For Shopping For A Home Mortgage

Posted on January 13, 2016 by Sandra James

Access to financing determines your ability to successfully negotiate a home purchase. In seller’s markets, proof of mortgage pre-approval can help you clinch the deal, so it is important to to shop for a home mortgage before you start scheduling … Continue reading →

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Uses for a 4506-T Form

Posted on January 12, 2016 by Sandra James

Official tax forms are multipurpose documents. For instance, the IRS 4506-T Form can be used to verify a borrower’s income as well as his or her tax information. Income Verification When lenders borrow through Fannie Mae, the division requires them … Continue reading →

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