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Categories
Monthly Archives: June 2014
A Smart Guide to Filling 4506-T Form
4506-T form is filled when an individual or a business needs a transcript of tax return for past years from the Internal Revenue Service (IRS). One can request the transcript to be sent to himself/herself or to a third party. … Continue reading
A Beginner’s Guide to Open-End Mortgages
In U.S., closed-end mortgages are far more prevalent to open-end mortgages. But it’s not a matter of choice. Most of the people don’t even know that such a thing exists. You may probably have never heard of it, neither were … Continue reading
Posted in Home Mortgage
Tagged close end mortgages, home mortgages, housing market, mortgages, open end mortgage
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A Quick Guide to Buying Foreclosure Property
U.S. housing market is witnessing a fall in the mortgage rate consecutively for 6 weeks. Now when interest rates are at a new low, foreclosure home inventory is surging like never before. As per foreclosure report of RealtyTrac for Jan’14, … Continue reading
Posted in Home Mortgage, Trends
Tagged ARM, borrowers, buy foreclosure property, foreclosure property, FRM, Home mortgage, Lenders
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U.S. Mortgage Rate on a Falling Streak
Average 30 year fixed mortgage rate slipped from 4.14% to 4.12% last week. Average 15 year fixed mortgage rate plummeted as well, from 3.25% to 3.21%. This is the fifth straight week of U.S. mortgage rates continuing to tumble down. … Continue reading
Fixed Rate or Adjustable Rate Mortgage: Which One Should You Choose?
Homebuyers often have to face the dilemma, whether to get a Fixed Rate Mortgage (FRM) or Adjustable Rate Mortgage (ARM). On one hand, are the cost savings offered by ARM; on the other, is the financial security assured by FRM. … Continue reading
Posted in Home Mortgage
Tagged Adjustable Rate Mortgage, ARM, fixed monthly repayment amount, fixed rate mortgage, FRM, Homebuyers
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