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Categories
Monthly Archives: February 2016
What Is Private Mortgage Insurance & How Does A 4506-T Affect It?
Lenders typically require private mortgage insurance if a buyer’s down payment for a home is less than 20 percent. This is to cover the risk of a potential loss. Fortunately, mortgage insurance is not required for the entire life of … Continue reading
Posted in Uncategorized
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Why Pay Attention To A 4506-T
If you apply for a home loan, you are likely to have to fill out numerous forms and sign a large number of documents. While it can be easy to feel overwhelmed by the seemingly endless tide of paperwork, it’s … Continue reading
Posted in Home Mortgage, IRS and Tax Transcripts
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What is a 4506?
Form 4506 is a document sent out by the Internal Revenue Service (IRS) that allows taxpayers to obtain a copy of their past tax returns. Taxpayers can obtain copies of most tax form types like forms 941, 1040 and 1120. … Continue reading
Posted in IRS and Tax Transcripts
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Why Do Lenders Want Tax Returns
If you’re applying for a home loan, in addition to other standard paperwork, you may be asked for your tax return. As a result of the housing bust and subsequent economic downturn, lenders have become increasingly wary of making loans … Continue reading
Posted in IRS and Tax Transcripts
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