Category Archives: Home Mortgage

Tips to Help Your Mortgage Business Get More Loans

Posted on May 15, 2020 by Sandra James

Finding a loan in today’s digital landscape can be very challenging if you have no idea of the important aspects to consider. Check out these few important sales tips to help you close more loans. Get to know what buyers … Continue reading →

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Why does your lender want a Form 4506-T from you?

Posted on March 15, 2020 by Sandra James

In the simplest terms, it’s a form that lenders use to verify you filed a tax return and confirm the income you reported on your mortgage application. On the other hand, it can also prove that you didn’t file a … Continue reading →

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Why do underwriters need tax returns?

Posted on February 21, 2020 by Sandra James

If you’re in the process of applying for a mortgage, it’s likely you’ve been providing the underwriter with lots of documents. Mortgage companies typically ask for pay stubs, legal documents, and bank statements to verify your financial well-being. The mortgage … Continue reading →

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Will mortgage lenders accept a tax transcript?

Posted on September 28, 2019 by Sandra James

Mortgage companies want to prevent fraudulent loan applications from being accepted. One way they do this is by verifying an applicant’s tax return. Lenders can go right to the IRS and request transcripts. This means there will not be any … Continue reading →

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Do Mortgage Lenders Look at Tax Returns?

Posted on September 17, 2019 by Sandra James

Mortgage lenders are important because they make it possible for Americans to have homes. However, every time they offer a home loan, these lenders take a risk that the borrower may not be able to repay the money. Therefore, they … Continue reading →

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