Tag Archives: 4506t for loan

Do mortgage lenders check your bank account?

Borrowers looking for a mortgage to buy or refinance their home need to be lender approved to get the loan. Lenders issue loans based on many criteria that include credit score, assets, income, and more. The mortgage lender will verify … Continue reading

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Why does my bank need a 4506-T?

A 4506-T is an IRS form also known as a “Request for Transcript of Tax Return.” This form requests that the IRS send you a copy of the tax return information they have on record, up to ten years prior. … Continue reading

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How Long Does it Take to Process a Mortgage Loan?

Thinking about applying for a mortgage? If so, you may be wondering how long the process actually takes, from beginning to end. While the length of time may vary based on the extenuating factors of your case, there are some … Continue reading

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