Tag Archives: IRS transcripts

Why does your lender want a Form 4506-T from you?

In the simplest terms, it’s a form that lenders use to verify you filed a tax return and confirm the income you reported on your mortgage application. On the other hand, it can also prove that you didn’t file a … Continue reading

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Can a bank ask for tax returns?

Banks have become more cautious than ever since the mortgage crisis, so they are no longer able to simply ask if a person has the ability to repay a loan. There are many people able to provide enough information without … Continue reading

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How to Get Your Tax Transcripts Faster?

Picture this – After months of searching, you finally stumbled upon your dream home. Since you had an excellent credit score, you decided to make the downpayment and pay the appraiser and home inspector in advance. You were just one … Continue reading

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